The heartbreak of a disrupted adoption is difficult to navigate, but the fear of moving forward doesn’t have to define your journey. You can adopt again after a disruption.
At American Adoptions, we believe you deserve a second chance without the risk of financial ruin, and our unique Risk-Sharing Program is designed to safeguard your investment.
We will explain how our agency supports you through the process of re-matching after a disruption and the financial safeguards you can put in place today.
Ready to start your second chance without the financial stress? Speak with an adoption specialist now to learn how our Risk-Sharing Program works.
Can You Adopt Again After a Disruption?
Yes, you can adopt again.
While a disruption feels like a final door closing, for many families, it is just a painful detour on the way to the child meant for them. Countless families who are happily settled with their children today experienced a failed placement first.
The fear of it happening again is real.
That is why moving forward isn’t just about logistics; it’s about ensuring you have the emotional support to try again and the financial security to know you won’t lose your investment if you do.
How Soon Can You Try Again After a Disruption?
The timeline is entirely up to you, but once you are active, our average match time is 12 months.
There is no rulebook for grief. One family might need a year to heal, while another feels ready to jump back in after a few months. However, one thing should never dictate your timeline: money.
At American Adoptions, you don’t have to wait to “save up” again. Because our Risk-Sharing Program refunds your money rather than rolling it over, your funds are ready whenever you are. You don’t have to worry about the finances of trying again—only your heart.
What Most Agencies Don’t Tell You About Disruption
Many agencies hide the reality of disruption costs until it’s too late. Reputable agencies should be upfront about the risks.
Unfortunately, many professionals use low upfront cost estimates to get you in the door, conveniently leaving out what happens if a disruption occurs.
- Undisclosed Disruption Rates: If they won’t tell you how often it happens, that’s a red flag.
- The “Rollover” Trap: Some agencies keep your money after a disruption and force you to apply it to a future adoption with them. If you want to leave? You lose the money.
- Hidden Fees: Expenses like birth mother living costs or legal fees are often lost forever with other agencies.
Adoption Disruption Insurance: What It Covers and Why It Matters
Adoption disruption insurance protects you from paying for an adoption that doesn’t happen.
Without this safeguard, you are financially liable for every dollar spent during a match—even if that match fails. Comprehensive protection should cover living expenses, prenatal care, and legal expenses.
Think of it as peace of mind. You shouldn’t have to gamble your financial future on a hope and a prayer. This insurance ensures that if the unexpected happens, your bank account remains intact.
How American Adoptions Protects You from the Cost of Disruption
We provide a direct refund, not just a rollover.
This is the American Adoptions difference. Most agencies that claim to protect your money actually just lock it into their system. We believe that is wrong.
Our Risk-Sharing Program provides a true safety net:
- It’s a Refund: We return the funds invested in the disrupted situation (like living expenses and termination fees) back to you.
- It’s Your Choice: Because it is a refund, you have the freedom to take a break, walk away, or try again. We don’t hold your money hostage.
Why Disruptions Happen—And How We Support Both Sides
Disruptions often happen due to a lack of support or misalignment of expectations.
We work hard to prevent adoption disruptions before they occur by ensuring birth parents are truly supported, not just processed.
- Birth Parent Support: We provide counseling and 24/7 support to expectant mothers to ensure they are confident in their decision.
- Clear Communication: We facilitate honest conversations to bridge gaps in expectations.
If a disruption does happen, we are there for everyone. We support the birth mother through her next steps, and we wrap our arms around the adoptive family to help them process the loss.
What to Expect Emotionally After a Failed Adoption
You may feel grief, anger, or numbness—and that is all valid.
No two journeys look the same. You might feel ready to try again immediately, or you might need to step back and breathe. Normalizing this grief is part of the healing process.
Because you are protected financially with us, you have the luxury of time.
You don’t have to rush back in out of fear of losing your investment. You can grieve the loss, heal your heart, and move forward only when you are truly ready.
Switching Adoption Agencies after an Adoption Disruption
You don’t have to stay with an agency that didn’t protect you.
If you’ve gone through a disruption with a consultant or small agency that didn’t offer financial protection, you might be looking for a safer path.
At American Adoptions, we look at your journey holistically.
- Multistate Licensing: We work across the nation, not just in one small region, which increases your opportunities to match.
- Extensive Outreach: Our reach increases the chances of matching quickly with the right birth mother.
- Financial Safety: You won’t risk losing your savings again.
If your home study is current, reach out to us. We can often get you back on track faster and safer than before.
Ready to Build Your Family – With the Protection You Deserve?
You have weathered the storm. Now, let’s help you move forward.
You deserve to pursue your dream of a family with an agency that has your back—emotionally and financially. Get the support you deserve today.
