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Financial Protection for Adoption Disruptions

And How We Limit Them Altogether

We understand how much of a commitment adoption is for adoptive families, both emotionally and financially. Many of our families have saved up for years to grow their families through adoption, and losing these funds in a disrupted adoption could severely affect their dreams of becoming parents.

It is inevitable that a small percentage of women pursuing adoption change their minds and decide to parent, leaving these families emotionally disappointed, and with some agencies, financially devastated. But not with American Adoptions.

Not only does American Adoptions do everything we can to limit adoption disruptions, but we also offer unique adoption disruption insurance through our Risk-Sharing Program.

How Does American Adoptions Limit Adoption Disruptions?

A disruption or failed adoption is when a pregnant mother ends her adoption plan with an adoptive family, and instead chooses parenting, another family or another agency.

American Adoptions has one of the lowest disruption rates among all adoption professionals because our Adoption Specialists:

  • measures pregnant mothers’ commitment levels to adoption before creating their adoption plans

  • are available 24/7 to help women stay committed to adoption during difficult times of the process

  • mediate contact between the pregnant mother and adoptive family to foster their relationship

Finally, American Adoptions is one of the only adoption agencies whose adoptive families all have their own Adoptive Family Video Profile, which have created stronger bonds between families and birth mothers.

How Does American Adoptions Financially Protect Families from an Adoption Disruption?

Occasionally, a prospective birth mother does change her mind about her adoption plan.

To ensure adoptive families in this position have the chance to adopt again, we developed our Risk-Sharing Program. Since its inception, this adoption disruption insurance has refunded 100 percent of the lost fees in 98 percent of those families’ adoptions, including:

  • living expenses

  • prenatal care expenses

  • termination expenses

  • and more

In the event of an adoption disruption, your money is refunded directly back to you so you can adopt again or take a break from pursuing adoption. While we can’t completely eliminate emotional disappointments, we can eliminate financial ones.

To learn more about how we limit failed matches and about our adoption disruption insurance program, call us at 1-800-ADOPTION or click the following for free adoption information.

Information available through these links is the sole property of the companies and organizations listed therein. America Adoptions, Inc. provides this information as a courtesy and is in no way responsible for its content or accuracy.

Adoption Home Study

Adoption Home Study Process

Learn what a home study is and why you need one to adopt a child.

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Home Study Questions and Answers

While adoption home studies vary slightly from agency to agency and state to state, there are several key elements that are almost always included in every home study.

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Home Studies: State by State

Find a qualified professional in your state to complete your home study.

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Frequently Asked Questions

Do we need to retain our own attorney?

No, American Adoptions has established relationships with some of the best adoption attorneys in the nation. Because adoption laws vary from state to state and between counties, it is important to utilize the services of an adoption attorney who specializes in the state where the adoption will finalize, which is unknown until you match with an expectant mother. You have the right to retain your own attorney, but doing so may be an additional, unnecessary expense.

Can we choose the gender of our baby?

American Adoptions accepts a limited number of families into our gender-specific program. Please contact us at 1-800-ADOPTION to learn whether we are currently accepting families into this program. With this option, families pay an additional Gender-Specific Fee to help our agency locate and work with birth mothers meeting this additional criterion. This fee is in addition to other program fees and covers additional advertising. The fee is not considered part of your adoption budget. Please note that gender specificity will likely increase your wait time significantly.

Additional Resources

Adoption Newsletter

Did you know that American Adoptions offers a free bi-weekly e-newsletter? Sign up today to keep up-to-date on the latest in adoption news and information.

Famous Adoptions

Learn which famous Hollywood actors, sports stars, politicians and other icons have been touched by adoption.

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Adoption Glossary

Do adoption terms and phrases leave you feeling confused? Learn the meaning to key adoption words and phrases with our comprehensive adoption glossary.

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