top

close menu

Get Free Info

Do You Get Financial Help if You Adopt?

Where to Find Financial Aid for Adoption

Many hopeful parents are left facing the same question shortly after they begin considering adoption: how are we going to afford this? Do you get financial help if you adopt?

If you’re searching for financial help for adoption, then there’s good news. There are a variety of ways to receive financial aid for adoption, and this guide will help you find one that works for you.

When you choose American Adoptions, we’ll provide clear and honest information about adoption costs so that you know exactly what to expect.

Why Choose American Adoptions?

  • Short wait times
  • We protect your budget
  • A licensed, regulated agency

Learn more about the advantages of choosing American Adoptions, here.

For now, though, you can continue reading to learn all about adoption financial assistance for hopeful adoptive families.

Why Many Families Need Help with Adoption Costs

Many people are surprised when they learn that private adoption costs tens of thousands of dollars or more. These costs stem from the administrative, legal and medical needs of the adoption process.

Although these fees can be high, they are necessary to complete safe and legal adoptions.

When working with unlicensed and often illegal adoption consultants and facilitators, there’s the risk of hidden fees and unnecessary expenses.

Adoption is expensive, and for families who are investing so much of their funds toward the process, you can’t afford surprises you aren’t prepared for.

Also, many of these consultants and facilitators don’t refund fees in the event of a disruption. So, when that happens, you’ll have to repay those fees.

Here at American Adoptions, you never have to worry about that. If a disruption occurs, then you will get all your money back.

Also, there are many professionals involved in the process, such as:

  • Adoption specialists
  • Social workers
  • Attorneys
  • Medical professionals
  • Courts
  • State-level administrators
  • And more

Typically, the cost comprises the necessary services from all these professionals. Any other costs primarily come from prospective birth mother expenses.

The total cost of adoption is not paid all at once. Still, it is common to make large payments throughout the adoption process, so be sure to set a budget and make a plan to pay for all adoption expenses from the beginning.

Because most families don’t have tens of thousands of dollars lying around, it’s common to ask, “Do you get financial help when you adopt a child?”

This is where financial assistance for adoptive parents can be so helpful.

Do You Get Financial Help if You Adopt?

Unfortunately, there is no way to guarantee financial help for hopeful adoptive parents. This is why our trusted team at American Adoptions advises families to do everything possible to budget for the total cost of adoption.

So, don’t assume that you’ll receive financial assistance for adoption costs. But, you can still find financial aid for adoptive parents.

Financial Help for Adoption

So, where can a family find adoption financial aid to help with adoption fees? There are plenty of options. Depending on your financial situation and how far into the adoption process you are, some forms of adoption financial assistance will be available while others may not.

It’s always a good idea to consult a financial planner about any of these choices.

Finance Options for Adoption

One of the most popular forms of financial assistance for adoption costs is adoption grants. Grants are typically awarded by a non-profit organization, and families do not have to pay them back.The appeal is obvious.

This type of financial support for adoptive parents does come with some challenges: You have to apply for each grant, and you may not be awarded them in the end. But, the potential benefits far outweigh any frustrations.

Another form of adoption financial assistance is an adoption loan. Adoption loans are like standard personal loans. They typically come from a financial institution and have a set payment plan. This form of financial assistance also includes interest. Some adoption loans are better than others. But, taking out any loan brings some level of financial risk.

Many financial planners say that a loan should be a last-resort form of adoption financial aid. Regardless, many families have found adoption loans to be helpful.

Other adoptive families have reduced their fees through adoption fundraising. This is an opportunity to be creative and get your whole community involved in your adoption journey. If you already have other children, then they can join in on the fun!

There are so many fundraising ideas to try, whether it’s a bake sale, lemonade stand or something else entirely.

Financial Help for Adoptive Parents from American Adoptions

Do you get financial help when adopting through American Adoptions?

Although we do not provide conventional help such as grants or loans, our adoption specialists are dedicated to your best interests in the adoption process.

That means we’re looking out for your adoption budget — from planning the initial budget to avoiding surprise expenses.

To help with adoption fees, our specialists can find an adoption opportunity that will stay within the budget you set. Also, our agency fees are fixed, meaning we’ll never spring new costs on you as the process goes on.

If you’d like to get started with your adoption journey today, then you can fill out our online contact form to get more free information now. We’d love to help you begin this process!

Disclaimer
Information available through these links is the sole property of the companies and organizations listed therein. American Adoptions provides this information as a courtesy and is in no way responsible for its content or accuracy.

Request Free Information

Join Us Now
Adoption Home Study

Adoption Home Study Process

Learn what a home study is and why you need one to adopt a child.

Read More

Home Study Questions and Answers

While adoption home studies vary slightly from agency to agency and state to state, there are several key elements that are almost always included in every home study.

Read More

Home Studies: State by State

Find a qualified professional in your state to complete your home study.

Read More
Frequently Asked Questions

Do we need to retain our own attorney?

No, American Adoptions has established relationships with some of the best adoption attorneys in the nation. Because adoption laws vary from state to state and between counties, it is important to utilize the services of an adoption attorney who specializes in the state where the adoption will finalize, which is unknown until you match with an expectant mother. You have the right to retain your own attorney, but doing so may be an additional, unnecessary expense.

Can we choose the gender of our baby?

American Adoptions does not allow gender specificity in adoption. Any family who wishes to be gender-specific in their adoption should contact us at 1-800-ADOPTION and ask about the possibility of an exception waiver before taking any other steps toward adoption with our agency. Any families who do receive an exception to be gender-specific may also incur an additional fee, which helps cover the additional advertising costs of such a request.

Please note that gender specificity will likely increase your wait time significantly.

Additional Resources

Adoption Newsletter

Did you know that American Adoptions offers a free bi-weekly e-newsletter? Sign up today to keep up-to-date on the latest in adoption news and information.

Sign Up

Famous Adoptions

Learn which famous Hollywood actors, sports stars, politicians and other icons have been touched by adoption.

Read More

Adoption Glossary

Do adoption terms and phrases leave you feeling confused? Learn the meaning to key adoption words and phrases with our comprehensive adoption glossary.

Read More