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How Adoption Grants Can Help Fund Your Adoption

What to Know Before You Apply for an Adoption Grant

Adoption grants are incredibly popular in the adoptive community, and for good reason. Unlike other adoption financing options such as adoption loans, grants have no interest and no personal cost. In other words, you don’t have to pay them back over time like you would for a loan.

Still, it’s important to have a plan of action when applying for adoption grants. This guide is the perfect place to start. Also, you can get more adoption information now when you contact us online at any time.

Benefits of Adoption Grants

When you receive an adoption grant, you don’t have to pay it back. Many families choosing between adoption grants and loans will choose to apply for grants because of this. Also, because there is no payment, there is no interest.

Although there are some interest-free adoption loans available, most are standard personal loans with an interest rate ranging from 5-20%. Not only will there be a monthly payment, but you’ll lose money in the long run. The main advantage of a loan is the immediate cash on hand. Adoption grants accomplish a similar purpose without the payments and interest.

Adoption grants also carry no financial risk. You can’t default on a grant like you can with a loan. There are no collateral assets required to apply for an adoption grant. In other words, an adoption grant can give you a massive boost toward realizing your parenting dreams.

Challenges of Adoption Grants

Though adoption grants are helpful and reduce the cost of adoption, they come with some challenges, too. These challenges shouldn’t deter you from applying for adoption grants, but they are important to keep in mind as you research.

Applying for an adoption grant can be fairly time-consuming. After an application has been submitted, there is usually a waiting period while it’s under review. Traditional personal loans from financial institutions can, in some cases, give you cash on hand the next day. This will not be the case when applying for adoption grants.

Most adoption grant organizations are non-profits. They operate within limited budgets and, in most cases, cannot fund every qualified application they receive. This means that even if you are eligible to receive grants, you still may not be awarded the grant due to funding restrictions. So, here’s what you need to remember:

·         Don’t turn to adoption grants in a last-minute attempt to secure funding.

·         Don’t plan your adoption financing around the assumption that grants will be awarded.

·         Do give yourself plenty of time to plan and research beforehand.

Grants for adoption can be very beneficial to a hopeful adoptive family. This could be the path that helps you become a parent!

How to Get an Adoption Grant

If you’re trying to find some adoption grant organizations to apply to, then you’re in the perfect place. Below, we have listed a handful of places that you can apply for an adoption grant. Be sure to carefully review each organization’s qualifications and instructions. You can lower your cost of adoption by applying to one of the non-profits below:

  • A Child Waits Foundation: This organization awards grants for adopting to families pursuing the international or domestic adoption process.

  • Gifts of Adoption Fund: Founded by adoptive parents themselves, this organization awards grants for adoption fees to families pursuing domestic or international adoption.

  • We Adopt Too: This 501(c)(3) organization provides adoption grants to Black families seekign to adopt. Their mission is to help increase the number of Black adoptive famileis through financial assistance and increasing adoption awareness in the Black community.

  • Help Us Adopt: These adoption assistance grants from Help Us Adopt range between $500 and $20,000. Right now, they award a total of $150,000 per grant cycle.

  • National Adoption Foundation: This foundation awards domestic adoption grants as well as international adoption grants. They require applicants to have a completed home study or be in the process of it.

  • Associates Home Loan: This organization awards $1,000 grants to home-study-approved families twice a year. Applications are open to anyone who meets that prerequisite. 

These are only a handful of the many available adoption grants that you can apply for. If you have more questions about adoption grants, then contact us online to get more free information now. We would be more than happy to help you out.

Information available through these links is the sole property of the companies and organizations listed therein. American Adoptions provides this information as a courtesy and is in no way responsible for its content or accuracy.

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Frequently Asked Questions

Do we need to retain our own attorney?

No, American Adoptions has established relationships with some of the best adoption attorneys in the nation. Because adoption laws vary from state to state and between counties, it is important to utilize the services of an adoption attorney who specializes in the state where the adoption will finalize, which is unknown until you match with an expectant mother. You have the right to retain your own attorney, but doing so may be an additional, unnecessary expense.

Can we choose the gender of our baby?

American Adoptions does not allow gender specificity in adoption. Any family who wishes to be gender-specific in their adoption should contact us at 1-800-ADOPTION and ask about the possibility of an exception waiver before taking any other steps toward adoption with our agency. Any families who do receive an exception to be gender-specific may also incur an additional fee, which helps cover the additional advertising costs of such a request.

Please note that gender specificity will likely increase your wait time significantly.

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