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“What does adoption mean to a child?”

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Financial Assistance for Pregnancy-Related Expenses

Living Expenses May Help Pay for Rent, Utilities, Groceries

As a woman considering adoption for your child, you may be wondering if you get “paid” for pursuing an adoption plan.

While you don’t necessarily get paid, you may be entitled to receive moneys to cover your pregnancy-related expenses. Known as “living expenses,” these funds are determined by your financial needs and the amount allowed by the state in which you live.

Can I receive financial assistance for adoption?

Every state has unique laws, but yes, in most states, adoptive parents are able to provide financial assistance during your pregnancy. Living expenses may include:

  • Rent and Utilities

  • Food

  • Transportation

  • Maternity Clothing

  • Phone service

  • And Much More

American Adoptions and the adoptive families we work with can cover your living expenses during your adoption plan. Both courts and adoptive families understand that you may need help with money during the adoption and that it may be difficult for you to work, live in your current environment or care for your family while you are pregnant, especially if your family, friends or community are not supportive of your pregnancy or adoption decision.

Your Adoption Specialist will speak with you to learn more about your possible financial needs.

How much support can I get? When will it be available?

Financial assistance for adoption varies by living situation, stage of pregnancy and state or county you live in. For example, if a woman is still in high school and living with her parents, she might not need as much support for living expenses as a woman who is in her 20s or 30s, lives on her own and supports herself and her children. We understand that your living situation and needs may change throughout your pregnancy as well. For instance, you may have the support of your family or boyfriend, but if you lose that support or seek a new living situation, your living expenses may become greater.

Once your Adoption Specialist has a better understanding of your financial needs during your pregnancy, he or she will work as quickly as possible to get you financial assistance. You may be able to receive financial assistance during your pregnancy and four to six weeks after.

Since living expenses are regulated through the court system and various laws, American Adoptions can provide you with just as much financial assistance as any other adoption professional.

Call 1-800-ADOPTION to learn more about the financial assistance for which you may be eligible, or click the following to request free adoption information.

Disclaimer: State, federal and local laws determine American Adoptions’ and an adoptive family’s ability to provide you with financial assistance and also determine how much financial assistance can be made available to you.

Information available through these links is the sole property of the companies and organizations listed therein. America Adoptions, Inc. provides this information as a courtesy and is in no way responsible for its content or accuracy.

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Frequently Asked Questions

Why is American Adoptions the right adoption agency choice for many birth mothers?

American Adoptions is one of the largest licensed adoption agencies in the United States. Each year, we work with thousands of women who are facing an unplanned pregnancy and offer assistance to these women. Our large, caring staff is able to assist you seven days a week and provide you with one-on-one counseling about your pregnancy and available options.

You should choose an adoption agency where you feel completely comfortable with their services and staff. With American Adoptions, you will work with an Adoption Specialist who is on-call 24 hours a day, 7 days a week. The Adoption Specialist will be your advocate and will provide support and guidance as you create an adoption plan that is right for you.

How will the family tell my child about me and the adoption when my child is older?

Each family has their own style of introducing adoption to the child. When you are matched with an adoptive family, you can ask them this question. If you would like your Adoption Specialist to discuss it for you, just let her know. He or she can share your wishes or provide good ideas from other adoptive families.

You will also be able to share what you want your baby to know about you. You can complete a keepsake booklet to share hobbies, stories, photos of you and your family and a letter to your baby. The adoptive family can provide this to your child as he or she grows older. Be as creative as you like! Some birth mothers have even knitted a special blanket as a gift to their baby or given a similar symbol of their love.

The father of your baby can fill out the birth father's keepsake booklet or write a letter too. You may have other family members who would also like to share photos or a letter to the baby. This is your opportunity to pass on your and your family's love and to share your personality, history and reasons for choosing adoption. The adoptive family will treasure whatever information you provide and will share it with the baby at an appropriate age. In most adoptive homes, the word adoption is in the child's vocabulary early on, and adoption is celebrated in their lives.

Additional Resources

Teen Pregnancy - Information for Young Women

While not every woman who chooses adoption is a young mother, many are. Through adoption, many young women have found an ability to give their babies the best life possible, while finding the opportunity to realize their own dreams, as well. Call American Adoptions today at 1-800-ADOPTION.

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Adoption Glossary

Do adoption terms and phrases leave you feeling confused? Learn the meaning to key adoption words and phrases with our comprehensive adoption glossary.

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