Finding out you're pregnant should bring joy, but when money is tight, it can feel terrifying instead. If you're thinking "I'm pregnant and can't afford the baby" in New Hampshire, know that you're not facing this alone—and real help exists.

You have choices. American Adoptions connects expectant mothers with both information and support. If you're considering adoption, we provide financial assistance during pregnancy, free counseling, and help choosing a family—all at no cost to you.

Get free information now to learn about your options and the support available in New Hampshire.

This article explains government assistance for pregnant women, how adoption financial support works, and the ways American Adoptions can help you through this difficult time.

I'm Pregnant and Can't Afford a Baby – What Are My Options?

When facing an unplanned pregnancy without financial stability, it's natural to feel overwhelmed. But understanding your options can help you make a decision that's right for you.

Your two main paths are:

Parenting with government assistance: New Hampshire provides programs to help pregnant women and new mothers cover medical care, food, housing, and other basic needs. These programs exist to give you a foundation while you work toward financial stability.

Adoption: If parenting doesn't feel sustainable right now, adoption lets you choose a loving family for your baby while receiving financial support during pregnancy. Unlike government assistance that helps you raise the child, adoption financial assistance covers pregnancy expenses while you create an adoption plan.

Both choices are valid. What matters is selecting the path that aligns with your situation, goals, and what you can realistically provide.

Where to Find Financial Help During Pregnancy in New Hampshire

If you want to parent but need financial help, New Hampshire offers several programs:

Medicaid covers prenatal care, delivery, and postpartum medical costs for low-income pregnant women. Pregnancy often qualifies women who wouldn't otherwise be eligible. Apply through New Hampshire Medicaid.

WIC (Women, Infants, and Children) provides nutritious food, nutrition education, and breastfeeding support. This ensures you and your baby get proper nutrition during pregnancy and after birth. Learn more at New Hampshire WIC.

TANF (Temporary Assistance for Needy Families) offers cash help for basic expenses like rent and utilities. The New Hampshire TANF program has work requirements and time limits but provides crucial short-term support.

SNAP (Supplemental Nutrition Assistance Program) helps buy food. Pregnant women get higher benefits because of increased nutritional needs. Apply for SNAP online or at local offices.

Housing assistance through programs like Section 8 can help with rent, though waiting lists are often long. New Hampshire Housing also offers emergency housing programs for pregnant women in crisis.

These programs provide valuable help, but they supplement income rather than replace it. Many women find that even with assistance, raising a child long-term remains financially challenging. If you're uncertain about long-term parenting, adoption might offer a different solution.

How Adoption Financial Assistance Works for Parents Considering Adoption

If you're considering adoption, understand that financial support during pregnancy comes with no strings attached. You can receive help while making your decision, and you're not obligated to proceed with adoption.

When working with American Adoptions, the adoptive family—not the agency—covers your pregnancy expenses. The agency holds and distributes these funds to ensure everything is handled ethically and legally.

Covered expenses typically include:

• Medical costs: Doctor visits, prenatal care, delivery, and postpartum care not covered by insurance
• Living expenses: Rent, utilities, groceries, maternity clothes, transportation
• Legal fees: Costs for the adoption process, including your own attorney
• Counseling: Emotional support before, during, and after placement

The adoptive family understands you're going through a difficult time. This support helps you stay healthy and stable while deciding what's best for you and your baby. The assistance isn't conditional—it's designed to remove financial pressure from your decision-making.

Learn about financial assistance and how it works.

Do Birth Mothers Get Paid for Adoption in New Hampshire?

No. Paying someone to place a child for adoption is illegal in every state, including New Hampshire. Financial assistance covers legitimate pregnancy expenses—not payment for your baby.

This distinction matters. Adoption financial assistance:

• Ensures proper medical care during pregnancy
• Helps maintain stable housing and meet basic needs
• Covers legal costs for the adoption process
• Provides counseling and emotional support

What it's not:

• Compensation for placing your baby
• Income or profit
• Payment for parental rights

New Hampshire law strictly prohibits "baby selling." All financial support must relate directly to pregnancy, birth, and the adoption process. American Adoptions ensures compliance with New Hampshire law and handles everything transparently.

Does Adoption Cost Money for Birth Mothers in New Hampshire?

No. Adoption services are free for birth mothers in New Hampshire through American Adoptions.

You won't pay for:

• Agency services and support
• Profile review and family selection
• Counseling services
• Legal representation
• Medical expenses for pregnancy and birth
• Living expenses during pregnancy (as permitted by law)

The adoptive family covers all adoption costs. Your only job is making decisions that feel right for you and your baby. Contact an adoption specialist to discuss your situation at no cost.

Living Expenses Covered for Birth Mothers in New Hampshire

New Hampshire law permits adoptive families to help with reasonable pregnancy-related living expenses for birth mothers during pregnancy and briefly after birth.

According to New Hampshire adoption statutes, allowable expenses include:

During pregnancy and up to six weeks postpartum: Reasonable costs for medical care, counseling, living expenses (food, housing, utilities, transportation), maternity clothes, and legal representation.

Requirements under New Hampshire law:

• Expenses must be reasonable and necessary for health and wellbeing
• All payments must be documented and itemized
• Support cannot be an inducement for consent
• Payments cannot exceed what's reasonably necessary

American Adoptions works with legal counsel to ensure all assistance complies with New Hampshire law. We maintain detailed records and verify every dollar meets legal requirements. This protects you, the adoptive family, and the adoption's integrity.

If you lack insurance, adoption remains an option. Medical expenses are typically covered through adoption assistance.

Review New Hampshire's regulations through the Child Welfare Information Gateway or consult an adoption attorney.

How American Adoptions Supports Birth Mothers in New Hampshire

Choosing adoption is difficult, and you deserve support through every step. American Adoptions provides comprehensive services for your needs:

24/7 emotional support: Call anytime—day or night. When you're scared, uncertain, or need someone to talk to, we're available.

Professional counseling: We connect you with licensed adoption counselors. Services are free and available before, during, and after placement.

Financial assistance: We coordinate all support, ensuring your needs are met throughout pregnancy while complying with New Hampshire law.

Family selection: Review profiles of pre-screened families and choose the one that feels right. You control contact levels during pregnancy and after placement.

Hospital planning: We create a hospital plan honoring your wishes for birth and placement. This includes who's present, whether you hold the baby, and time before placement.

Legal support: We connect you with adoption attorneys representing your interests separately from the adoptive family's attorney. New Hampshire ensures independent legal counsel.

Post-placement contact: If choosing open or semi-open adoption, we facilitate ongoing relationships according to agreed terms.

You're not a case file—you're a person navigating something incredibly difficult. You deserve compassionate, personalized support. Talk to someone today about how we help.

How to Start the Adoption Process in New Hampshire

If considering adoption, here's the typical process:

1. Contact an adoption agency: Reach out to American Adoptions for confidential discussion. There's no obligation—just conversation about options.

2. Learn your rights and options: An adoption specialist explains New Hampshire law, answers questions, and helps you understand what adoption means for you and your baby.

3. Review adoptive family profiles: If moving forward, access profiles of waiting families. Take time reviewing and choose the family that feels right.

4. Receive financial assistance: Once matched with a family, begin receiving support for pregnancy expenses as New Hampshire law allows.

5. Create a hospital plan: Work with your specialist to plan your desired birth experience.

6. Placement and legal process: After birth, if adoption still feels right, sign legal documents relinquishing parental rights. In New Hampshire, you cannot sign until at least 72 hours after birth.

7. Post-placement support: Counseling and emotional support continue after placement. If choosing open adoption, we facilitate contact with the adoptive family.

Remember: You can change your mind before signing legal documents. Your attorney can explain your rights after signing.

Talk to an Adoption Specialist Anytime – 24/7 Support

Facing unplanned pregnancy without money is frightening, but you don't have to figure this out alone. Whether leaning toward adoption, exploring options, or needing someone to talk to, American Adoptions is here.

Our specialists understand what you're experiencing. They can:

• Answer adoption and financial assistance questions
• Explain New Hampshire laws clearly
• Connect you with community resources
• Provide judgment-free emotional support
• Help explore all options

Reach out 24/7. Late nights when anxiety prevents sleep. During the day when needing reassurance. Whenever you need support, we're available.

Get free information now or call to speak with someone who cares about your wellbeing and wants to help you find the best path forward.

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